Avis de non-responsabilité

Portée générale

This Disclaimer applies to the use of Bilan Annuel and its content. We provide information for general educational and planning purposes only. The content on our platform, including expense categories, savings tracking features, and financial planning tools, is intended to help you organize and understand your household spending patterns throughout the year.

We do not provide personalized financial advice or recommendations tailored to your specific situation. Our tools and resources are designed as general aids for household budget organization and year-end financial reflection. Any decisions you make regarding your finances, spending habits, or financial planning should be based on your own judgment or consultation with qualified financial professionals.

We strive to ensure that the information provided is accurate and up-to-date. However, we make no guarantees regarding the completeness, accuracy, or timeliness of any content. The tools provided for tracking expenses and summarizing spending by category are intended to assist in organization, not to serve as official financial statements or professional accounting records.

Pas de conseil professionnel

We do not provide professional financial, legal, tax, or investment advice. Our platform is designed to help household members compile spending data, review expense categories, and facilitate family discussions about financial goals and budgeting. Any use of our tools should not be considered as receiving professional financial guidance.

If you require professional financial planning advice, tax guidance, or investment recommendations, we strongly encourage you to consult with qualified professionals such as financial advisors, accountants, or tax specialists. The features we offer—such as categorizing expenses, setting savings targets, and creating plans for the following year—are general organizational tools and should not replace professional consultation when needed.

We do not take responsibility for any financial decisions or actions you take based on information or tools found on our platform. The responsibility for interpreting your financial data and making informed decisions rests entirely with you and your household members.

Limitation de responsabilité

To the fullest extent permitted by law, we disclaim all warranties, express or implied, regarding our platform and its content. We make no representations about the suitability, reliability, or accuracy of information for any particular purpose. Your use of our services is at your own risk.

We are not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of our platform, including but not limited to damages related to data loss, financial losses, or interruption of service. This applies even if we have been advised of the possibility of such damages.

We do not guarantee that our platform will be error-free, uninterrupted, or free from harmful components. While we work to maintain service quality, technical issues, data synchronization problems, or calculation errors may occur. We are not responsible for any consequences resulting from such technical issues.

You acknowledge that you are using our platform voluntarily and understand the limitations described in this disclaimer. By using our services, you agree to assume all risks associated with your use and to release us from any claims or disputes arising from that use.

Modifications et mises à jour

We reserve the right to modify, update, or discontinue our platform and its services at any time without prior notice. We may also change the terms of this Disclaimer as needed to reflect updates to our services or changes in applicable laws.

It is your responsibility to review this Disclaimer periodically for any changes. Your continued use of our platform following the publication of any modifications constitutes your acceptance of those changes. If you do not agree with any modifications to this Disclaimer, you should discontinue use of our platform immediately.